The economic condition we are globally facing today is generally acknowledged to have been driven by greed. Greed at all levels. Greed of mortgage companies, brokers, real estate agents, appraisers, title companies, real estate speculators, Wall Street investment banks, securities investors, and even naive CDO investors who should have known better. At the same time there was greed in many of the people who purchased far more that they could afford. "Living the Dream" that they had convinced themselves they could afford.